WORKER'S COMPENSATION
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Our committed, persistent approach to risk services is what sets us apart from our competition. In this current environment of rate deviation, litigation, and rising
medical costs, now is the time to manage the factors that drive your workers’ compensation costs: pre-employment hiring process, hazard avoidance, employee
training, return-to-work programs, and pre- and post-claims management. Pledge has a proven ability to manage the details of your workers’ compensation program
to yield the lowest net cost– both short and long-term.
Before a claim occurs, you need loss prevention. Our services include:
Implementation and assistance with pre-employment procedure:
Assistance with proper hiring decisions, including workers’ compensation background checks, prior employee verification, drug screening and more
Implementation of training and inspection schedules to mitigate the risk of loss and regulatory fines
Regular safety compliance inspections
Development of safety incentive programs to minimize the frequency of claims
After a claim occurs, you need claims management. Our services include:
Access to our full-time, in-house claims management team
On-going claims management for your current and previous lost-time injuries that impact your Experience Modification
Committed claims reviews, including a review prior to your Unit-Statistical filing that determines your Experience Modification
Facilitation of face-to-face meetings with your carriers and injured workers, as appropriate
Thorough reserve analysis on all open claims
Stewardship of aggressive action plan on all litigated and questionable claims
Assistance with mitigation of collateral
SAFETY
Even in today’s landscape of reform and volatility in the workers’ compensation market, Pledge implements creative and strategic solutions that can reduce your
overall premium costs.
As technical experts in workers’ compensation insurance programs, we’ve made it our mission to assist you in preventing losses, defining effective action plans for
new claims, successfully managing claims, and managing your costs.
We also recognize that claims do happen even with the best intentions and preventative efforts, and the effective management of such claims is as important as
trying to eliminate them in the first place.
Our strong relationships with the largest insurance carriers enable us to negotiate the best solution for your company and its ever-changing environment. A few of
the unique services that we offer include:
Individualized Program Design
Guaranteed cost and alternative financing programs, including retrospective rating, deductible, captives, and self-funded plans
Loss Prevention
Development of safety incentive programs to minimize further claims and build safety culture
Implementation of training and inspection schedules
Onsite assessment of potential exposures to loss
Safety, Injury and Illness Prevention plan
Education
Communication of changes to the workers’ compensation environment through legislative updates and alerts
Tailor-made webinar trainings on specific topics impacting your company
INFORMATION
EXPERTISE
ABOUT US
CONTACT INFO
Headquarters
11260 Donner Pass Road
Truckee, CA 96161
Pledge Risk Management, an Alera Group Company. CA License #0000000
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