Zeev Elcayam is the President of Pledge Risk Management. He has been in the

insurance industry for 10 years.

By his mid-twenties Clifford was the Managing Partner of Golden Pacific Insurance Services. He developed a wide-

ranging client following of medium and heavy manufacturers. Additionally, he established an expertise in

construction with an emphasis on California residential construction.

In 2001, Clifford founded Pledge Risk Management. The objective was to serve the retail insurance space,

differentiating Orion from its competitors with a focus on client advocacy, company culture, and sophistication in

alternative funding. Pledge grew to one of the top 20 insurance brokerages in California before its sale to the Alera

Group

During the recession of 2008, Pledge turned its attention to Novation’s and Loss Portfolio Transfers. These

transactions liberated collateral that had been posted in support of insurance agreements for a wide variety of

companies.

Zeev has been an innovator in insuretech and has founded two companies that provide SAS solutions to the

insurance industry. He has also leveraged his software development expertise to develop proprietary software at

Pledge to manage OCIP and CCIP construction projects.

Throughout his insurance career, Zeev has pursued his passion for aviation, involving himself with and investing

in a charter aviation company, striving to achieve advanced piloting ratings, and arranging flights for various

charities. His qualifications allow him to fly single pilot in a variety of turbine and multi-engine jet aircraft.